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Improved financial assistance for residential renovations

Last modified: 2021-08-02 | Approximate reading time 3 mins

Amanda Harvey

Are you looking to undertake a major renovation project soon? No doubt you already know that the costs will be considerable and for many of us, it can put a halt on our ambitions.

In order to encourage you to make it happen, at the beginning of June the Quebec government announced the addition of three financial assistance programs.

Improved financial assistance: what you need to know

The programs concerned

The financial assistance granted by the provincial government concerns the RénoRégion Program, the Renovation Québec Program and the Home Residential Adaptation Assistance Program. These will share in equal parts the sum of 60 million.

The Minister of Municipal Affairs and Housing, Andrée Laforest, maintains that this assistance will be very useful in stimulating Quebec's economic recovery as we move towards the end of the COVID-19 pandemic.

Are you curious about the programs that can offer a boost for your renovation projects? Here’s some relevant information about them if you’re hoping to take on a renovation project very soon.

The RénoRégion Program

vieille maison_Soumission Rénovation

The RénoRégion Program aims to support low-income households living in rural areas whose homes need repairs or major work. To be eligible, you must live:

  • in the Gaspésie-Îles-de-la-Madeleine region ;
  • in a municipality of fewer than 15,000 inhabitants ;
  • in a municipality of 15,000 inhabitants or more, certain sectors of which are not served by a sewer or aqueduct network.

Note that this program is intended for owner-occupants whose primary residence has a major defect. Also, the maximum allowable income must be respected, which varies from one household to another.

Other eligibility criteria must be met, including the presence of a two-dwelling maximum as well as a maximum standardized value of $115,000 for the property concerned. Note that for the year 2021-2022, the budget for this program will be 32 million.

For full eligibility criteria, please see this page.

Renovation Québec Program

Renovation Québec Program aims to provide financial support to certain municipalities in which there are residential dwellings in need of major renovations and which also be considered degraded. If the municipality where you live participates in this program, under certain conditions your work could be eligible for financial assistance.

You should be well-informed about the terms that apply to you. In fact, municipalities can decide to include in their program one or more types of work, among which are:

  • home renovations for low-income households (with major defects) ;
  • residential construction (including the construction of a new house or the demolition and reconstruction of another) ;
  • residential renovation (highlighting the architectural details of the house, repairing the facade, repairing house defects that could compromise the safety of residents, adding housing or redevelopment and finally, major renovation or light renovations of a residence or the residential part of an existing building).

Also, other types of work are eligible, including work to adapt the home for a loved one with reduced mobility. Note that the budget for this program will rise to 36 million.

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In this regard, it should be noted that the city of Brossard just announced its membership in this program (for component VI "The cracked houses"). It will therefore receive financial assistance of $1,504,000 from the Société d'habitation du Québec, which will make it possible to finance part of the eligible work carried out by owners residing in its territory.

Note that each owner can receive a maximum of $24,000 ($12,000 from the SHQ and $ 12,000 from the municipality) and that the work carried out must include the installation of a stake to stabilize the foundations.

For more information, see this page.

Residential Adaptation Assistance Program (RAAP)

femme en chaise roulante_Soumission Rénovation

As mentioned on the Quebec Government website, this specific program is intended for people struggling with “a disability causing significant and persistent disability and who are subject to encountering obstacles in the performance of daily activities”

Consequently, the work carried out should allow the individuals concerned to function more independently on a daily basis. Note that this assistance is granted to owners of a residence where a disabled person lives on a permanent basis.

The eligibility criteria for access include providing proof of the limitations experienced, which must be significant and persistent. Also, the individual must not be eligible for financial assistance from another program or from a public or private insurance plan.

Let us finish by specifying that this program budget will go from 18 to 38 million thanks to its improvement during the year 2021-2022.

For more details, see this page.

Do you need information about adapting your home for a loved one with reduced mobility? Read our article Home renovation and adaptation for people with reduced mobility.

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