Renovating Your Flooded Basement: What You Need to Know
Last modified: 2018/08/17 | Approximate reading time 3 mins
Flooded basements are all too common and can be caused by several factors. If you just experienced a flood in your basement and are looking to renovate this part of your house, RenoQuotes.com has a few tips to help you know where to start.
Each year in Canada, insurance companies award more than 140 million dollars to their customers for flooded basements. On average, there are 30 to 40 000 thousand cases per year, which generally cost $3 000 to $5 000 each.
However, rates to fix damaged basements can easily reach $15 000 and in extreme cases, up to $50 000. Many insurance policies do not cover flooding in basements if the cause is due to an "Act of God".
Will things change in the coming years knowing that this is an increasingly common phenomenon? It's hard to say anything specific or to make predictions. That being said, homeowners need to be informed and it is in their interest to know how to respond to a flood, to ensure their home is still in good condition.
Afterwards, if there is work to do, it is also important that they know the steps to follow so that everything proceeds in the best possible conditions.
Dealing with a flooded basement
A flooded basement can have grave consequences for your whole house. If not properly taken care of, it can also have an impact on your health. For example, recent studies have shown that:
- In houses with a high level of humidity, owners are more likely to suffer from respiratory problems;
- Frequent floods in your basement could generate long-term damage for your building, parts of which might not be covered by your insurance policy;
- If you make frequent claims to your insurance company, they will increase your premiums and could also increase your deductible;
- Your home's value can depreciate because of the fact that your basement is subject to frequent floods.
The first steps when renovating after a flood
Before you start fixing any damaged elements, you need to figure out what caused the flood. If you're not exactly sure what the problem is, call a professional who will be able to recognize the source of the problem and see if your house has sustained long-term damage.
Call your insurance company as soon as possible to start the procedure for a compensation claim. Check with your representative to see if you are covered for this kind of damage.
How to renovate your flooded basement
Once you have removed all the water from your basement, there are a few other things you should do before you start bringing in renovation contractors. Here are three aspects that should be considered:
- Making sure the room is fully dry;
Post basement flooding clean-up
If you haven't done so already, shut off your electricity! Remove any obstacles such as furniture and bring them outside so you can clean them. To prevent the appearance of mould, clean all surfaces with chlorinated water. The drying process can be very long. Sometimes, it can take months before all the humidity is gone. However, you simply cannot start renovating when the room is still humid.
If you want to speed things up, hire a company which specializes in this type of service. This should be covered by your insurer. Weather permitting, open the doors and windows of your house for a few hours in order to create drafts. You could also drill small openings at the top of the lining partitions.
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